Asbestos Laws and Plan for Asbestos Legal Issues Management

Till quite recently asbestos had been one ideal material for building purposes. Being inexpensive and easy to use and having fire retardant and electrical resistance properties this was a much sought after building material. The discovery that the airborne asbestos fibers upon inhaling cannot be expelled by the lungs has led to it being classified as a health problem creator. These sharp fibers have also been known to have a penetrating effect on the tissues. These together with the findings of health problems attributed to asbestos like asbestosis, mesothelioma and cancer has led to the emergence of the need for suitable legal measures in this regard to be advocated.

Asbestos fibers or dust needs to be kept away from the workplaces and homes. Though there are regulations for controlling asbestos related diseases and asbestos fiber spread such legal provisions would be effective enough only if robust enforcement reinforces it. Such enforcement would require backing by banning of the import and use of asbestos products that remain that are permissible for serving as construction material. It might be needed to provide additional legislation in the regard and would require focusing of the minds of construction companies and their suppliers. With substitutes of asbestos being readily available the existing laws may be suitably enforced to ban asbestos usage altogether. Alongside, special care ought to be taken for the effective management of asbestos removal, refurbishment, maintenance and demolition work.

Determination whether the building you are residing in contains asbestos is important. It is equally important to assess the building’s risk of releasing fibers. And a plan to manage the risk associated is to be prepared.

Starting up with managing asbestos problems involves the following:

o A desktop study is to be conducted to find out and take down together what all is already known about your building. Documents such as plans and papers are to be verified.

o Thereafter an inspection of the building is to be preferably done to ascertain that building materials contain asbestos. The results of inspection are to be recorded for identifying the parts where asbestos may lie.

o Then an assessment is to be made about the risk of asbestos fibers being released into the air from the problem areas. The condition of the problematic materials and their probability of being damaged or disturbed to aggravate the risk are to be adjudged too.

o As per legal duty and responsibility a management plan is to be drawn. The areas that may need asbestos sealing or encapsulation or if not anything else- removal are to be declared.

An important objective of the plan thus to be set is to provide a warning to the people coming for work at the building so that they prevent themselves from getting exposed to accidental asbestos dust exposure. Frequent checks conducted on a regular basis is important for making sure that material condition has not worsened. The plan for managing the asbestos risk need be kept up to date.

What legal duty concerns is managing asbestos and not doing away with (removing) it. The asbestos that remains in good condition and is not likely to be disturbed need not be removed. And such removal may actually lead to bearing of an expense quite unnecessarily.

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Fashion And Jewelry Takes New Turns And Transformations

Hop into the roller coaster of fashion and jewelry design. The year 2017 is giving importance to the accessory trends that is causing adrenaline rush and igniting the desire for jewelry in silver and gold alike.People having updates on the fashion pulse are aware that fluctuations do take place. This year, the fashion of the eighties and nineties are coming back. The beauty is that it is coming in a more grandiose manner touching the fashion section in all possible ways. It is time to consider wearing leather jackets, berry lips, slip dresses, pants with high waist and ultra feminine necklaces.2017 is to carry the accessory trends and it is sure to leave your eyes wide open as the new accessorizing options are going to be new and charming. There will be killer shoes and statement handbags, besides the other accessory options that have entered the fashion coaster including silver jewelry pieces, gloves, warm scarves to belts and hosiery.The choker trend started in 2014 and the trend is really happening. It is also expected to go a long way. Earlier it was a black pendant choker on the neck and now the jewelry trends may be choker necklaces which mean it will be lengthy. There will be chunky necklaces in glassy metals and also feathered and fragile ones giving wearers the allowance of choice. You will find the neck necklaces with protruding gemstones studded and one would not find an end to their dilemma.The trend of jewelry design will continue with pendants which will pursue with religious pendants and also with contemporary statements. The trends of 2017 jewelry have developed into eye-catching pendants that are away from the tiny tender jewelry pieces. The garden variety pendant styles are happening. The metallic pendants with a twist and pendants of different shapes pendants continue having a steady market in both metals, silver and gold jewelry.Today, earrings come in many styles and are successful with elegant and casual styles. The statement is that the nineties pop-punk ear candies are back, but are not the 2017 jewelry trends. The accessory trends will include adventuresome and revitalizing sides of women. There will be the buckles, English safety pins and also the heavy chains forming accessory trend.The 2017 jewelry fashion relates to glam up and layers over layers which are a popular choice. The multi-layers in jewelry, especially silver jewelry has made its way into fashion and is worn even over a plain-looking dress. They come as lightweight jewelry and suit different styles and materials.The multilayered necklaces forthcoming are mainly metallic featuring two to four tiers such that it will cascade down and is full of knickknacks charms showing off disheveled chain layers that will be dropping down from chokers. For multilayered exquisite necklaces, choose the pearly intricate ones. The biggest jewelry trends are popping up and unexpectedly there is a pop of colors on the runways. The bracelets, pendants, rings and earrings are also begetting.

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Finding Time-Saving Yoga Studio Management Software

Running and building up a yoga studio requires coordinating scheduling, marketing, accounting, class registration, class attendance, sales and credit card processing, inventory, payroll, staff management, documents, and so much more.When you started teaching yoga, you wanted to teach yoga. Sure, you knew running a yoga studio or teaching classes involved administration, but perhaps running your yoga business is taking over your life.Ask yourself:How many software applications are you running to keep it all together? Are you using a fleet of spreadsheets?The fact is there is some pretty cool software options available specifically designed for yoga studios that take care of all your yoga studio administration needs in a central, online location.3 Fundamental Elements of A Great Yoga Studio Software Service:Cloud computing capability (web-based software); and
Comprehensive, all-in-one yoga software that centralizes all your yoga studio administration operations.
Automation – the more the better. Typically this is easier with comprehensive, all-in-one software.1. Cloud Computing Yoga Studio Management Software is Where It’s AtCloud computing is web-based software. You simply log-in to your account and manage your entire yoga studio on the Web. Stop with the downloads, installations, networking, and upgrades that plague desk-top software applications. Seriously consider putting your entire yoga studio software management needs on the cloud.2. Centralizing Your Yoga Studio SoftwareIntegrating separate pieces of software is a never-ending headache. When one application is upgraded, it then doesn’t sync with other applications. What you get is a mish-mash of software that more often than not malfunctions. Instead of saving you time, you burn up time trying to get it all working together.If you can, get yoga studio software that is comprehensive and meets all, or as much of your computing needs as possible.3. AutomationThe more you automate, the more time you save which lets you teach more or take more time off. The fact is, running a yoga studio is managing a large number of variables – students, staff, teachers, schedules, inventory, sales, etc. The goal is full classes and regular students. Automation helps you take care of the menial tasks so you can put your mind and time to activities you enjoy and that let you build your yoga business (and take a vacation).Yoga Business Software Features to Look ForNot all yoga studios have the same needs. The remainder of this article sets out yoga studio software management features available. Go through them and see what it is you need.1. Yoga Class SchedulingOnline class scheduling – this is an extremely customer-service friendly feature for your students. Consider the following functions you might want:Wait-lists: let your students add their name to a waitlist. With software, save yourself the time of managing these lists. Let the software do the heaving lifting.
Student self check-in: spare your students standing in line waiting for you. Let your students scan their ID card and get to class. You also get time to set up and prepare for class.
Printable sign-in sheets: maybe you prefer physical sign-in sheets. Get software that offers a print option with sign-in templates. You can load the data later… or not.
Equipment and room rental scheduling: do you rent out rooms and/or equipment? Why not automate the process and make it easy for your yoga clientele to book your rooms and equipment themselves.
Recurring bookings: nothing builds a business like recurring customers. Make it easy for yoga students to book multiple classes and commit to your classes.
Class attendance statistics: You only know how your business is going if you can measure results. Software that produces easy-to-read reports on class attendance statistics gives you tools at your finger-tips to assess your money-making classes and classes that may not be worth having.2. Scheduling EaseDrag and drop functionality for booking is a real luxury. In fact, drag and drop anything is great. Make it easy for your clientele to book classes and appointments with you.
On the Cloud (web-based): Not only does cloud computing save you networking costs, upgrade hassles, and installation nightmares, but you can access your entire yoga business anywhere.
Multiple schedule views: daily, weekly, by name, service, gender and more. Birds-eye views of your schedule can be very handy when looking at the big picture.
Color coding scheduling: sure, you must memorize the colors, but in time the colors will speed up your viewing of your schedules.3. Yoga Studio Enrollment OptionsPerhaps you offer more than just yoga classes. If so, look for yoga studio management software that has the flexibility to schedule all types of events such as:Courses: still a popular yoga class structure – a series of classes building on concepts.
Seminars / special events: do you ever have a speaker or teaching events? Make it easy for people to sign up and a breeze for you to manage the scheduling.Plus software that enables:Payment plan processing: yoga studios usually offer a variety of pricing packages. Make it easy to sell packages (without the hand-held calculator) by considering software that tabulates and accepts payment for yoga packages.
Payment status information: every business has some customers who owe money. Yoga studios are no exception (generally). See at-a-glance who owes you money (and how much).4. Payment ProcessingCredit card integration. Some yoga software includes credit card processing “on the cloud” sparing you the hardware to pay for and set up.
Link payments with services. This way you can produce financial statements any time to see the financial status of your business.
Membership cards (i.e. swipe cards for signing in) and ID tag capability: Lose the paper and look professional with swipe cards enabling self-check in and much faster client tracking.5. Online Store for More RevenuesIf you sell retail, why not create an online store? It’s simple to do with the right yoga studio software. There is software that includes e-commerce capabilities so that not only can you track your in-studio retail sales, but you can actually start selling off your website.In fact, you could consider partnering with yoga and health products suppliers to provide you products to sell on your online store. You can carry inventory or enter drop-shipping arrangements. The sky is the limit.Moreover, with e-commerce, you can sell gift cards, yoga class packages, event tickets, etc.6. Yoga Gift Card Selling OptionGift cards are BIG business. Why not sell your own gift cards? You’ll earn revenues and get more students in your yoga studio. Some yoga studio software has the capability to provide gift cards and program them with the software so that you can create them, sell them, and track usage. Other considerations when implementing gift cards for sale include:Prepaid gift card options.
Able to track student account balances.
Loading gift cards with flexible amounts of money.
Selling your gift cards in your studio and online.7. Email Marketing for Your Yoga StudioE-mail marketing can give your yoga business a huge boost. If you get yoga studio software, see if you can find a product that integrates with e-mail marketing software. This way you can leverage your yoga studio software contact database with your e-mail marketing rather than having separate databases. Trust me – when you can centralize, it’s worth it.Not only can you use e-mail marketing to get more students or encourage regular attendance, but you promote sales, encourage referrals, sell products and yoga packages, promote events, send out class reminders, and more.When you centralize your yoga studio student database with e-mail marketing software, you can segment your students so that you send the most appropriate messages to each person.For example, if a student signs up online for a class, you can automate reminder class messages. This way you improve your class attendance, and in a worst case scenario, if the student can’t attend, they’ll be reminded to remove their name off the schedule opening up a spot for the wait list.Then your e-mail system will produce an e-mail to the wait list alerting them to the open spot. Imagine doing all this manually. Automation is key.8. Yoga Studio Inventory TrackingIf you sell retail, tracking inventory digitally can save you a lot of time. However, you need software that tracks the stocking and sale of items. Moreover, if you get software that includes inventory tracking, look for the capability to track in-store and online sales.Again, this goes toward centralizing your operation. By tracking inventory with your yoga studio management software, you’ll integrate inventory with sales which lets you produce up-to-date financial reports… not to mention save you time syncing inventory with sales and re-ordering.9. Yoga Student Account ManagementWhen you use cloud software, you can create accounts for all of your students – so both you and they can log-in to their accounts. This way you and your students can track purchases, their profile, class attendance, referrals, etc. This is very convenient for you and your students.Liability: What about the dreaded waivers. Necessary, but not a lot of fun. If you let students sign up online, be sure you offer an e-waiver for them to agree to. This too is available with some yoga studio software.10. Yoga Studio Staff ManagementWhether you love managing staff or not, consider saving yourself time and the ability to manage your staff “on the cloud”. Some yoga studio software enables you to do some or all of the following features:A staff dashboard portal where you can send instructions to staff and to-do items.
Individual staff log-in accounts for each staff member.
Permission levels to various portals of your software. Again, this is where centralization works for you big time.
Staff scheduling – lose the monthly printouts and create staff schedules online where your entire staff can access it anytime from anywhere. Scheduling staff with software is much more convenient than on paper. Beside, how often does the schedule change in a month? Save yourself a few erasers.11. Look for Payroll ManagementDo you know how much you’re paying out in wages, commissions, fees, etc.? It’s not so easy to track with a yoga studio business given the variety of remuneration options yoga teachers opt for. There’s hourly, commissions, flat rates, and combinations of these payment options.Again, a quality yoga software product will track all your pay-rates for all your staff – no matter how complicated. It makes tallying the amount you owe easy.Take for example, a yoga teacher that earns a flat rate plus a per student rate after a class attendance threshold is met. Okay, one class with one teacher isn’t too hard to track, but imagine 30 classes and 5 teachers.It gets complicated. Look for software that will track and tally all of this for you – all calculated with the swipe cards issued to your yoga students (if you opt for swipe cards – now you’re starting to see how beneficial swipe cards can be).Another payroll feature to look for is a punch clock for hourly employees. I’m not talking about a wall-mounted contraption. I’m talking about staff being able to quickly log into the cloud software and entering start and stop times at the touch of a button.Finally, you want to be able to export all this payroll data into your accounting software saving you reconciliation hassles come tax time (and saving you lots of money in accounting fees).12. Track and Measure – Look for Reporting CapabilityYou won’t know where your business is going if you don’t know where it’s been and where it’s at. This boils down to the financials – but not just the usual income statement, balance sheet, and cash flow statement.I’m talking about in-depth class attendance, payroll costs, number of students per yoga teacher, yoga student and employee retention rates, no shows, product returns, and sales figures (past, present and forecasts) – to name a few reporting capabilities to look for.13. Scalability – Get Software that’s Priced to Your Studio Size and NeedsOkay, not every yoga studio wants to expand and build a huge business. That’s why yoga software that scales is key. What I mean by this is yoga software that accommodates both small and huge yoga studios – and is priced according to need.Look for software that offers different pricing packages so you can get a software package that serves your business as is – but has the capability to accommodate your growth – if that’s what you do with your studio.Where Do You Go From Here?I’ve covered a lot of ground. Sure, you may not want or need all that capability. That’s fine – but you might need more functionality in the future.One thing is certain, you want to choose your yoga studio software carefully. Why? Because you’ll spend a good amount of time implementing it and getting it going just right for your yoga studio. The time investment, with the right software, will certainly be worth it.

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LPN Careers Can Now Be Achieved Through Online Schooling

I worked as a nursing assistant for three years at our local hospital and loved every minute of it. Although it’s somewhat a tough job, it pays well so there’s no problem for me, since I earn what I worked for. They say that in order to be good at what you do, you have to love it. I guess what keeps me energized every time I work is my passion for helping people, especially the sick. It’s the reason why I entered a nursing career in the first place. According to my mother, I used to nurse all the injured pets I came across with when I was little. I remember back in high school, I was assessed to either be a social worker or a nurse in the future. I chose the latter.I really wanted to study to become an RN, but the waiting list at the community college applied for was too long. I couldn’t wait anymore so I decided to study to become a CNA or a certified nursing assistant instead. I knew that by becoming one, I am stepping closer to my dream of becoming an RN. Some people think that dressing, bathing, and feeding the elderly and the sick is hard and gross, but I feel the opposite. I treat each of my patients with respect, and I care for them like I was caring for my grandmother. Our family took care of my grandmother when she was old and sick, until her death. My mother refused to send her to a home for the aged facility. I guess I am not the only one in the family who has a “nursing” heart after all. My mother’s action motivated me further to enter a nursing career.One more factor that made me love my work as a CNA are the people I worked with. All of the doctors, nurses, orderlies, and staffs at the hospital I worked with were all friendly and supportive. Maybe it’s the reason why patients prefer us over another nearby hospital. They felt really cared for when they go to the hospital where I worked. Because of my enjoyment I almost forgot about moving forward in my career. Moving forward meant possibly leaving the hospital to pursue further studies, so I put it on hold.I knew distance learning is possible for a long time. One of my cousins took an interior design course online. What I wasn’t aware of was that nursing courses can now be taken online too! I only discovered this fact when I was browsing the internet one day. I found out that RN career degree can now be acquired online, as well as CNA careers online education, and LPN careers online schooling are now being offered. Seeing this as an opportunity, I researched more about online nursing courses. When I got convinced that they are legitimate, and after checking with our state’s nursing board online training programs are accepted, I searched for the best school to apply for. I decided to move from CNA to LPN since it’s the smartest choice from the articles I read. Besides, I like moving up the ladder slowly but surely.What I loved most about my LPN online course is that it allows me to continue working while I study. I am glad they came up with online nursing courses because it’s very convenient to people who wants to pursue a nursing career, or want to further their current nursing careers, just like me.

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7 Habits That Can Enrich Your Lifestyle

When it comes to habits that can enrich our lifestyle, we often come short of willpower after a time or find out that we have a tough time keeping up with some of them. What most of us do not realize is that the initial source of the problem comes from within us. Yet, with effort, it can be redesigned.Do you dwell on things? Do you believe you are not good enough, smart enough, or strong enough? If you could just choose one, two or more habits to redesign your lifestyle in the next few months, what would they be? Would they be habits that will have the most impact on your life?Before anything else, the fact that you must realize is that willpower is more powerful than any I.Q. Your willpower can overtake any thoughts or obstacles you believe are in your way. But to enrich your lifestyle, you have to create habits that allow you acceptance about every part of yourself, which is not always easy.Since childhood, you hear comments, remarks, laughs and expectations from relatives, acquaintances, peers, colleagues, and people around you, which have often more negative connotation than a constructive meaning.As a result, you have a low self-esteem which can be at a conscious or unconscious level. But if you could find a way to enrich your lifestyle or life altogether, it would push you to realize that you can do anything you put your mind to doing. You could learn new habits, new skills and live a more satisfying life.May I remind you that what relatives or anyone else says or think are not the facts, but just opinions formed by others! To begin making a difference and enriching your lifestyle, you need to accept yourself as who you are and that you can be different if required.7 Habits to Enrich Your Lifestyle
Now let’s go over seven of the most valuable habits to ameliorate and create a more satisfying you.1. Self-Image to Form a Better You
At first, to enrich your lifestyle, you have to understand and realize that you, as a person, matter. Setting goals are an excellent way to create a better you and develop all areas of your life, which in turn will change your lifestyle tremendously.You have to understand that setting goals have an enormous impact if you want to enhance your life. They are not an instant cure but a component for upgrading your lifestyle. The next step is that you have to take action and begin to make the changes by learning to appreciate and love yourself.For that reason, you have to stop your inward criticism. Avoid letting your mind take over, or anyone else criticize you. You are somebody and are worthy. To enrich your lifestyle, prevent the negative self- talk. You have to replace the negative statements with positive ones.2. Self-Focus to Create Good Habits
To enrich your way of life, you have to focus on one goal, on one task at a time which is much more efficient. You also need to focus on one habit at a time before getting another one in the picture. While it might seem very difficult, focusing on one habit is the best way of creating healthy habitsAs soon as you try to create many habits at once, you are scattering your focus and energy all over the place. Choose one habit to focus on first. Break it into a goal you can accomplish in the next three months. Pick an action you can do today and begin. Keep doing this until the habit becomes second nature.When one habit feels like a complete part of you, focus on the next pattern. As you desire to enrich your lifestyle, some goals of yours may also be external ones. Well, in those cases, turn them into habits. Focus entirely on turning your goal into a habit, until the habit is deep-rooted. Then concentrate on the next one.3. Self-Value to Enrich Your Lifestyle
In today’s world, we tend to value people by what they have rather than by who they are. So, to enhance your lifestyle, you have to learn to understand that real value is not material things but rather the value you have about yourself.Do not get me wrong, material things are great but are not the most important. If you lose everything, what is left? You still have YOU! Therefore, remind yourself that you are a unique, worthy, and brilliant person who matters in this world. You are a miracle of life!You may like it or not; your ultimate reality is created by what you believe, what you think and how you talk about yourself. So, to enrich your lifestyle, you have to value yourself. You are as good as anyone else out there. And yes, it can be rather challenging to accept as true, but it is always possible.4. Self-Education to Make You A Fortune”Formal education will make you a living. Self-education will make you a fortune.” – Jim RohnDo whatever it takes to educate yourself. Read more than usual, at least 1 hour a day. Read about everything and anything that floats your boat. All successful people read books. It can be audio, but the best is a book where you can highlight important parts you can use or go back to when needed.Learn and acquire new skills because the more you learn, the more you earn. Reflect and meditate also on what you have read each day for at least fifteen minutes or more. The reason being is that it has amazing benefits for your health but also for your mental and physical capacities.5. Self-Trust to Build Self Confidence
When you want to enrich your lifestyle, you have to trust your feelings and your gut instincts. You must rely a lot more on your gut feelings when the need comes to make a decision or take action. Avoid letting others make decisions for you.Therefore, begin by making decisions for yourself instead of following a map set by others for you to follow. The people who do have trust in themselves are the ones that take charge of their own lives, letting no one intrudes on their choices.You should believe more in yourself, and the best way to enrich your lifestyle is to spend time with people that have self-confidence. Their positive attitude will rub on you. You could even ask them to mentor you.6. Self-Resilience to Reach a Better Outcome
You always have a choice between reacting or acting firmly to a situation at hand. When you look at resilient people, you can see that they have a strong emotional mindset that gets them through life’s challenges without falling apart.Being self-resilient is not being a cold person who has no feelings but rather being very optimistic and real. And it is a powerful habit and asset you can have when you want to enrich your lifestyle.To be resilient, you have to focus on what you need to do to change the circumstances. Realize that if you desire to enrich your existence, resilience and persistence will help you reach a better outcome.7. Self-Respect to Enrich Your Way of Living
Regrettably, too many people make choices based on the desires of their relatives, spouse, friends, and even the media. Self-respect comes from make your own decisions and recognizing your worth as a human being.When it comes to choosing things such as what to learn, what to read, what to study, what job to choose, where to live, when to get married and how many children to have, you should learn to respect what you desire.Stop being scared of standing up for yourself. Respect and value your desires. Value yourself for all you are worth, and it will grandly enrich your lifestyle.One More Thing to Enhance Your Existence
Focus on changing the habits you dislike about you because to make an upgrade in your life; you must stick with wanting to do what is necessary and follow through. It is not an overnight change; it takes time to replace harmful habits and stop putting yourself after everyone else.You have to quit eradicating yourself from the equation. Instead, start to make the changes that you need, because you are looking to enrich your lifestyle and get a more satisfying journey.A Few Tips to Enrich Your Lifestyle
Look in the mirror and realize that the only competition you have is you.

Write down your achievements and keep note. Read through it out loud to enrich your lifestyle.

When you get a compliment, look at the person and say “Thank you. I appreciate it.”

Tell yourself each day that you matter and are worthy.

Write five things about yourself that you appreciate.

Ask your friends what they admire the most about you.

Replace negative thoughts with positive ones.

Enjoy who you are and keep making the necessary changes to grow.

Get rid of people and situations which are sources of conflict or low self-esteem.

Think more about yourself and stop trying to please everybody all of the time.

Reflect and meditate each day.

Enriching your lifestyle is all about taking the time to replace habits, taking action and making you happy. What do matter is how you feel about yourself and your life. So if at this moment, you are not what or where you want to be, remember, you always have the ability to change the next moment.

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10 Tips for Booking Entertainment for a Corporate Event

Finding entertainment for a corporate convention, holiday party or conference can seem like a overwhelming task. There are literally thousands of excellent, good, and down right horrible corporate entertainers available. This list will give you some advice on how to narrow down your search and find entertainment that will help make your event a success!#10 – PLAN EARLY. The most popular corporate entertainers book up very quickly for popular dates. During the corporate holiday party season (Nov-Jan), entertainers can begin to book up over a year in advance. Avoid disappointment and start looking for entertainment as soon as you know the date of your corporate event.#9 – KNOW WHAT YOU WANT (AND MORE IMPORTANTLY, WHAT YOUR AUDIENCE WANTS). You can make your search for an entertainer easier if you have an idea of the type of entertainment that would work well for your group. Popular corporate entertainment includes:COMEDY – Comedy acts can be a great way to get your group laughing together. Comedy acts don’t have to be just stand-up comedians. Many corporate comedy acts blend magic, juggling, or other variety performances into their comedy show. This variety helps insure that there is something for everyone in the performance.No matter what type of comedy act your choose, be sure that the comedy is going to be appropriate for your group. Many comedians have different ideas on what “clean comedy” is, so be sure to ask for a demo video to preview the show (see #1 below!)MUSIC – Many headline singers and bands are available for corporate events.MAGIC – There are many different styles of corporate magicians and corporate magic shows. Some magicians offer strolling magic (going table to table at your event), some perform large illusion show with special effects and a cast of dancers, others specialize in comedy magic that gets your audience laughing in involved. Whatever styles of corporate entertainment you are looking for, be sure to find a magician who specializes in only that style. There are magicians you will tell you that they do everything – illusions, comedy, strolling, but that is because they are not proficient at any specific style, so all their shows are usually only mediocre. For the best possible show, hire a professional corporate magician who specializes in one style of magic. These performers will be the best in their field in illusion, comedy, or sleight-of-hand because that is all they do.HYPNOSIS – Hypnotists can be great for the right group. Hypnotist shows are very interactive and require a very outgoing and uninhibited group to really be successful.#8 – BOOK DIRECTLY WITH THE ENTERTAINER TO SAVE MONEY AND HEADACHES. If you book your corporate entertainment directly through the entertainer, you will save money on entertainment. Most corporate entertainment agencies add an additional 15-35% to an entertainer’s fee. By booking a corporate entertainer direct, you also have the convenience of being able to talk with the entertainer (or their office staff) about any questions or concerns. Most corporate entertainment agencies will not let you talk with the entertainer until the day of the show. By booking direct, you can be guaranteed that there are no miscommunications about the performance. You can find direct contact information for entertainers by doing an internet search for “corporate entertainers”, “california comedian”, etc.#7 – PLAN A REALISTIC BUDGET. The old adage, “you get what you pay for”, applies to entertainment as well. The entertainment is not a place to save a few dollars. You would never cut corners on the food you would feed your guests, and should never cut corners on the entertainment. Bad entertainment can ruin an event just as quickly as bad food. You are not going to be able to get a GOOD quality corporate entertainer to do a show for $400. Fees for a TOP QUALITY, professional corporate entertainer will range from $1500 – $100,000 + depending on the size of the show and the performer’s experience and reputation.#6 – KNOW THE PERFORMER’S EXPERIENCE. You want a corporate entertainer who primarily entertainers for corporate audiences. Don’t be afraid to ask questions… Is the performer a full-time entertainer? Have they performed at events like yours in the past? Do they have letters of recommendation and reviews from past clients for you to read?#5 – IF YOU HAVE A SPECIAL REQUEST….ASK! Many entertainers are happy to customize part of their performance for your event. If you have a special request in mind, be sure to discuss this with the performer at the time of booking.#4 – DISCUSS SET-UP REQUIREMENTS BEFORE BOOKING. Set-up need for entertainers vary greatly. Some can perform in the corner of a room with just a microphone, some need a minimum stage area and special sound and lighting equipment. Be sure that your venue will be able to meet your entertainer’s set-up needs prior to booking.#3 – LEAVE YOUR GUESTS WANTING MORE. 90 minutes of entertainment may sound like a great idea when you are planning your corporate event, but most audiences do not want to sit through a 90 minute show. A longer show does NOT equal better show. Even the TOP comedians and entertainers in the WORLD (Jerry Seinfeld, Jay Leno, etc) only perform 60-75 minute shows. Professional entertainers and corporate event planners agree that a good length for most corporate live entertainment is 35-50 minutes. It is always better to leave your audience excited and wanting more…rather than having them get tired and start looking at the watch.#2- KNOW WHAT IS INCLUDED IN THE FEE. There are travel expenses associated with hiring national entertainers for your corporate party. Many entertainers include the travel expenses into their performance fee and for some travel will be an additional expense. Be sure to know what is included in the fee you are quoted to avoid any unexpected (and potentially expensive!) surprises.#1 – MOST IMPORTANTLY – ALWAYS ASK TO SEE A DEMO VIDEO. A demo video is the only way you can truly judge whether a corporate entertainer will be right for your company party. The demo video should be short highlights of the segments of an entertainer’s show. The video should be filmed in front of a live audience so you can see how a real audience reacts to the show. If an entertainer’s video is nothing but split-second clips and flashy graphics set to music, then they are probably trying to cover for an inadequate performance – or worse, it could mean that they have NEVER even performed in front of a real audience.

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Top Reasons Why Athletes Should See a Sports Medicine Doctor

The life of professional athletes isn’t easy. They have to participate in intensive exercises and training activities constantly to deliver maximum performance in front of an audience.While these activities are crucial for athletes to stay in shape, they can also damage their body.Sports medicine is a growing healthcare field dedicated for treatment of injuries related to sports and exercise like fractures, dislocations, sprains and strains, tendonitis, overtraining syndrome and degenerative diseases.Besides injury treatment, it also focuses on helping the athletes improve their performance prevent future injuries.Despite being a relatively new medical specialty, it has become essential for athletes thanks to its ability to address their specific needs and concerns.Who is a Sports Medicine Doctor?A sports medicine doctor is a licensed and trained individual who focuses on the diagnosis, treatment and prevention of injuries related to athletic activities.These specialists treat their patients using physical therapy, orthopedic surgery, massage therapy, exercises, and other techniques so that they can return to their desired activity level quickly, safely and successfully.They also teach the athletes on nutrition to help them maintain an optimal level of health and fitness and achieve their sports performance goals.The sports medicine team includes sports physiotherapists, sports massage therapists, sports orthopaedic surgeons, sports podiatrists, athletic trainers, sports dieticians, exercise physiologists and sports biomechanists.Common Sports Injuries:Some common sports injuries athletes suffer on the filed include ankle sprain, groin pull, hamstring strain, knee injury, tennis elbow, Achilles tendinitis, concussion, shoulder injury, hip bursitis, quadriceps strain and shin splints.They can also experience the exacerbation of pre-existing health problems like diabetes, asthma, allergies and arthritis.Reasons to Visit a Sports Medicine Doctor:There are many reasons for an athlete to see a sports physician.Let’s take a look at some of them.(1) Customized Care:Sports medicine doctors are specially trained healthcare professionals who have an in-depth understanding of what could be the impacts of an exercise on their patient’s body. They collaborate with physical therapists and orthopedic surgeons to develop a customized treatment for their patient.(2) Injury Prevention:Sports physicians can provide the athletes with expert advice on the how to prevent injuries during the practice or play and how to reduce the likelihood of resurfacing a previous injury. They also conduct pre-participation physical exams of their patients to determine whether they are fit enough to resume sports activities.(3) Pain Management: Sports injuries may lead to several orthopedic issues that often cause chronic pain, making it difficult for the athletes to return to the game and carry out their activities.While the primary aim of sports physicians is always to diagnose, treat and resolve the injury, they also use pain management therapies like electrical stimulation, spinal decompression, prescription medications and injected medications, to help their patients prevent or defer the need for surgery and continue their daily activities without any hindrance.(4) Rehabilitation:For an athlete, a return from an injury can be a complicated and lengthy process. If you find yourself sidelined by an injury, a sports physician can help you restore your movement and function and return to same or higher level of fitness quickly.(5) Improving Athletic Performance:Sports physicians diagnose and treat uncomfortable conditions to help you deliver your maximum performance, both on and off the field.They also suggest you exercises and techniques to improve your strength and balance that contribute to your success as an athlete.(6) Improving overall Fitness:Sports physicians help athletes prevent muscle sprains, strains and tears to keep their bodies in shape.They also conduct full body and musculoskeletal examinations to help them maintain their overall fitness.(7) Non-Surgical Treatment:Sports physicians try to avoid surgery in less severe cases and instead focus on treating injuries with non-surgical methods like physical therapy and acupuncture.These treatments are often non-invasive and require shorter recovery time.(8) State-of-the-Art Surgical Treatment: In the cases where surgery is indispensable, sports physicians use advanced surgical procedures, like arthroscopic ACL repair, platelet-rich plasma (PRP) therapy, hip arthroscopy, stem cell therapy and rotator cuff repair to restore the function of injured areas.(9) Education & Nutrition:Sports medicine doctors teach you how to fuel your body properly to deliver greater performance consistency.They also focus on each athlete’s dietary needs depending on his/her general health and athletic goals.(10) Rehabilitated Mobility:Sports injuries can impair your mobility and flexibility, thus preventing you from conducting your athletic activities. Sports physicians help you restore function, increase strength and flexibility, improve range of motion, and prevent injuries from occurring.(11) Improving Confidence:An athlete fights with different type of injuries on the field that could make him/her self-conscious. Sports physicians address their specific needs, thus helping them regain their confidence and enjoy their game.

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Student Loan: Loan Magician

Loans.Loans, loans, loans that’s what everyone is talking about, on internet, on radio, on, television in news we see advertisement for loans everyday, everywhere. “You want to buy a hat, a cat, a house, a car, you can get a loan”. “Getting loan was never easier”. “Live life the way you want”. These are all the sentences that are clouding the media nowadays. And of course this has increased the ratio of people borrowing loans from banks and other lending organizations. A number of people are making their dreams come true due to these loans, which was otherwise impossible. You can get loans for multiple things like for starting a business, purchasing a house, or getting a car so on and so for. You can simply apply for the loan, buy your desired object and keep on paying small installments for years without even noticing it. Instead of waiting for long years of tough work to buy a house or establish a business of your own you can get some help from one of the diverse kinds of loans and benefit yourself from this golden opportunity.Fantasies, dreams have no end. But in order to actualize them you need enough resources, now you have several opportunities to do what you always wanted. For different reasons or things you have varied kinds of loans. Be careful about the interest rates and other specifications of a loan. That will help you in generating the best results financially. You can get loan on really low rates if you play safe, I mean pay your installments on time and if you manage to pay it before time that would be more than good that will drag you in the line of good borrower, which will be very useful if ever in future you need to get the loan again. Unsecured loans are the most fascinating and tempting loan kind that has ever come across my knowledge. You are at minimum risk especially you are simply free from any possibility of repossession of your home or any other asset.Whereas on the other hand the creditors are at high risk by giving you an unsecured loan as they provide you loan just on the assessment of your income and repayment capacity and therefore the monthly installments are a bit higher and the repayment duration is also shorter as compared to secured loans. But for everything you have to pay a price, there is nothing free and of course you are getting money without giving any of your owned possession’s guarantees, which is a very big thing? This doesn’t stop here; you have other benefits too of unsecured loans that can’t be overlooked. First you can find a number of companies who are offering unsecured loans and thus get it on a very competitive rate. As for an unsecured loan you are not to provide a number of documents with the loan application the process of the approval are much faster than that of secured loans. It can be obtained in the time span of as short as 72 hours.Besides this there are other loans you can think of like secured loans but of course you should be dead sure that you’ll pay the loan before the deadline, as for secured loans you have to put any of your asset as a guarantee to bank, there are cheap home improvement loans, house buying loans, small and big business loans, personal loans, bad credit loans, pay day loans, car loans etc… there are just few things to keep in mind while applying or before applying a loan such as the interest rate, type of rate (fixed or variable), terms and conditions (repayment time in months or years), deposit (down payment), associated fees (broker, origination, prepayment etc.), insurance required by the lender. For best financial results see all the terms and conditions and be crystal clear about the things and then apply. This will give you ample tendency to work out your way out victoriously.Loans are never (most of the times) an effectual, result-oriented solution for your long term monetary needs! Taking loans is becoming a fashion, I think more then 50% of advertisement on media is directly or indirectly about loans. But frankly speaking I believe loans are not more than debt traps. There are so many alluring names as payday loans; cash advance loans, check advance loans, post-dated check loans or deferred deposit check loans. But beware! Don’t charmed by such attractive offers, think twice about borrowing a loan before you go ahead with this and honestly realize, do you really need a loan? Is it inevitable? Is this loan for frivolous, like a holiday? Or for something real serious an urgent need, Can you borrow money by a more traditional way, I mean from a relative, maybe a part-time job or you can think of selling an asset. Try to convince your creditors for some more time to pay your bills. Find out what they will charge you for that service – as a late charge, an additional finance charge or a higher interest rate. Don’t put your foot into a trap yourself if you can avoid it.Did you ever think why you drag your self in to a situation where you are left with no money and need loan desperately? Strive to mend this; if you are a lavish spender and you always spend more than you earn then it is a terrible practice. To overcome this condition, if you opt for a payday loan, it will be a “chancy solution”. Payday loan companies often take the advantages of your need and lead you in debt ensnare. Try to make a more realistic and practical budget, and figure out your monthly and daily expenses. Avoid superfluous purchases even undersized every day items. Their costs add up and may become a huge amount at times that makes real big difference. Also, put aside some savings, even small amounts will do to avoid borrowing for emergencies, unexpected expenses or other such instances. I know it’s simply impossible to write your requirements in black and white and consume money according to that but one should make a strict line that you are not spending more than this and this is only for your own advantage.Check out if you can go for overdraft protection on your checking account? If you are a regular most or all of the funds in your account user so then if you make a mistake in your checking (or savings) account ledger or records, overdraft protection can assist in protecting you from further credit problems. Do find out the terms of overdraft protection. Want any help or working out a debt repayment plan with creditors or developing a budget, contact your local consumer credit counseling service. Almost in every state there are non-profit groups that offer credit guidance to consumers. These services are available at very little or no cost. Don’t forget to check with your employer, credit union or housing authority for no- or low-cost credit counseling programs. If you decide that a payday loan is inevitable, borrow only as much as you can afford to pay with your next paycheck and still have enough to make it to the next payday.While taking a loan it’s never only the interest rate to take care of it’s only a part, there are a whole lot of other inevitable expenses that makes it really, really expensive. The rate on a payday loan may be 500% per year or even more. Borrowing 200 dollar for 2 weeks at 500% will cost you 38.36 dollar. Just compare this to borrowing 200 dollar for 2 weeks at 36% (2.76 dollar) or 12% (.92 dollar). Suppose if this loan is refinanced four times, the cost difference increases dramatically! In actuality, it will cost you nearly 200 dollar to borrow 200 dollar for ten weeks. Gosh! It’s a lot. Besides the insurance rate there are also arrangement fees and prepayment penalties to consider. And many ‘no fee’ credit lines have a pre-payment penalty. This is the way broker and lenders make their money. Do work out the total cost of your loan before committing? Compare the APR and the finance charge (which includes loan fees, interest and other types of credit costs) of credit offers to get the lowest cost.Borrowing loans can be helpful when you are having temporary cash flow crisis or are facing a financial emergency and need money on a short-term basis. Don’t rely on loan or don’t make long-term planning depending on loans only. If you already have one loan outstanding, then you should avoid taking out another such loan. Also think about the aggravations if you can’t be able to repay the loan at specific date to the payday lender!! I hope you are getting my point. Now this was what I call a bird’s eye view about the loans advantages and disadvantages. But if still you are not satisfied and wants to dig in more to know minute details about different types of loans, I’ll give you some info about it as after all you are the best judge for your own problems and needs. Doesn’t matter what someone says it’s always you who know what you need to do?I have already given you a transparent idea about secured and unsecured loans. Now else than this there are home loans, bad credit loan, bad credit auto loan, personal loan, debt consolidation, payday loan, mortgage loan, auto loan, student consolidation loan, business loan, home equity loan and pay day advance. See you can get loan for anything and everything. There are so many different kinds of flexible and non-flexible loans that help you to keep going ahead in life.
Loan products.Pay day loan.Hmmm…! The dead line of paying the installment of a credit card is coming near. And still didn’t get your pay. Well laugh your worries away. The payday loan will help you to pay on time. After you get your salary you can pay off your payday loan, but don’t make it a habit? For short-term loan this is the best sort of loan you can go for.Home loan.Everyone either he is a prince or a commoner want to own a home of his own, in old days people use to work whole their lives to buy their own house. But in this struggle the best boom period of life flies away. Now enjoy your life to the fullest, get a home loan and build the house of your dreams and live in it like a king. You can buy, build or renovate a house by acquiring various types of loans that suits you the most. There are mostly three kinds of it:o You already own a house and want to renovate it. You can get a loan for renovating your house by putting your house for collateral security to the bank for the loan.o Secondly you have a plot and want to build your house on it. Then again the place will be the collateral security and you’ll be provided loan to build the structure of the house on it.o The third type is that you neither have a house nor a plot and you want to buy a house in that case you will get the loan to build your house but the house will be on bank’s name till you pay the loan fully.
Else than this there are different rules and flexibilities for diverse home loans. Like:o The mark-up rate will vary for a salaried person or a businessman. It can start from 11% for a salaried person and 12% for a businessman though different banks and other companies may differ from this rate.o For construction, purchase & balance transfer you can have 3 to 20 years times to pay back the loan.o For renovation it can be from 2-20 years.o For home purchase you can get the amount of loan that can vary from – 0.5M to 20M.o Whereas for home renovation approximate loan can be form – 0.5M to 7M.o For home construction you can get up to – 0.5M to 10M.
This could be the approximate loan to value ratio you can get for these different home loans.o For Home Purchase – 80:20 for salaried employees, businessmen and self-employed professionals who maybe in the business for five years and 75:25 for businessmen and self-employed professionals who can be in the business for last 3 Years.o For Home Construction – 70:30 for salaried employees, 70:30 for businessmen and self-employed professionals who maybe doing business for last five years and 65:35 for businessmen and self-employed professionals who are in the business for last three years.o For Home Equity- 70:30 for salaried employees, 70:30 for businessmen and self-employed professionals who can be in the business for last five years and 65:35 for businessmen and self-employed professionals who are in the business for last three years.o For Balance Transfer Facility – 80:20.Car loan.Car is not luxury anymore it’s a necessity; you are handicap without a car. If you cannot afford a car with your salary and trying desperately to save some money for buying a car but unfortunately every month something new comes up to eat up all your savings then get a car loan and make your life easy and you can use your savings in paying the installment of your loan every month. For car loans the rules are almost same as house loans. The payment will vary with the difference of new or used car, car model or price.Bad credit car loan.Happy news for the bad credit raters, now you can also enjoy the pleasure of shopping the way you want; there is high competition in those who are ready to give loan to those who have bad credit rating for car and even for house. Or if you are doing a business you can still get a loan. Actually roughly all sorts of loans are open to bad credit rater now. Though they’ll charge more interest rate and other charges but still you have a facility of loan to enjoy.Student loan.Learning is a weapon no one can steal. Education is of no comparison with anything, I think it’s a must get thing for everyone. But sometimes due to monitory resources one has to discontinue his or her education but now you can freely get education as much as you want, you just have to get a loan and study to your fill. Student loans for the benefit of students are on quite competitive rates and are much more flexible than other loans to provide maximum chance to a student to be carefree and get education as easily as possible.Business loan.Doesn’t matter how much good salary you are taking? A business (of course here I am talking about your own business) is a blessing. There is no tension of getting deadlines from your boss. No pressing for reaching office at so and so time. And there are definitely more chances of growth. Now if you want to start a business or re-establish it on a small platform or on a bigger level there are all different sorts of loans to benefit you in your goal. Your business may have helped you construct your home, now your home can assist you build your business. A business loan is normally against Residential Property. It is an evergreen credit line that the customer can use for his/her business expansion.o Business loan can be for business expansion.o Or for staring a new business.o You can get loan for a small business set-up as well as fro a bigger business project.o Business loan offers you the facility of availing a financing up to 70 % of your property value. So that now you can have a chance to avail a higher amount against your assets, you can plan your growth and expansion exactly the way you want to.o There is another kind of loan you can get for business purpose, you can give a business plan to a bank and make the bank a sort of business partner. In this way you are saved the worry of putting your house or any other asset as collateral. This type of loan is very useful for heavy industry.Personal loan.We all dream, but there are few who dare to put the power gear of their life to make their dreams come true. It’s much easier to fulfill your most dear fantasies now with the prospect of personal loan. The most interesting part in going for personal loan is you’ll be not asked the reason for getting loan.o Personal installment loan is extremely flexible. You can borrow any amount ranging from 50,000 to 500,000 for 12, 18, 24, 30, 36, 42, 48, 54 and 60 months. Whatever suits you! Isn’t awesome, what else you need for a good start? Although there can be pre-payment penalty if you desire to pay the loan before the agreed tenure.Other Loans.Besides these chief and main objects there are other prospects for which you can get loan. Those may not be as important for all but you can still avail the chance to do other things with loan like if you desire to redecorate your house but you are short of money for that you can get branded or non branded furniture of your choice besides this you can also buy other home appliances on installment.So now you can see how many options are open for you to make your next move. You can easily choose to do what suits you the most. Loans are almost for everything you are thinking of doing in your life. Due to high competition in market the rates are also quite flexible and in addition you are allowed to choose from a lot of flexibilities to relax you for paying back any loan. From a business to petty thing for your personal use you can get loan.

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Alternative Financing Vs. Venture Capital: Which Option Is Best for Boosting Working Capital?

There are several potential financing options available to cash-strapped businesses that need a healthy dose of working capital. A bank loan or line of credit is often the first option that owners think of – and for businesses that qualify, this may be the best option.In today’s uncertain business, economic and regulatory environment, qualifying for a bank loan can be difficult – especially for start-up companies and those that have experienced any type of financial difficulty. Sometimes, owners of businesses that don’t qualify for a bank loan decide that seeking venture capital or bringing on equity investors are other viable options.But are they really? While there are some potential benefits to bringing venture capital and so-called “angel” investors into your business, there are drawbacks as well. Unfortunately, owners sometimes don’t think about these drawbacks until the ink has dried on a contract with a venture capitalist or angel investor – and it’s too late to back out of the deal.Different Types of FinancingOne problem with bringing in equity investors to help provide a working capital boost is that working capital and equity are really two different types of financing.Working capital – or the money that is used to pay business expenses incurred during the time lag until cash from sales (or accounts receivable) is collected – is short-term in nature, so it should be financed via a short-term financing tool. Equity, however, should generally be used to finance rapid growth, business expansion, acquisitions or the purchase of long-term assets, which are defined as assets that are repaid over more than one 12-month business cycle.But the biggest drawback to bringing equity investors into your business is a potential loss of control. When you sell equity (or shares) in your business to venture capitalists or angels, you are giving up a percentage of ownership in your business, and you may be doing so at an inopportune time. With this dilution of ownership most often comes a loss of control over some or all of the most important business decisions that must be made.Sometimes, owners are enticed to sell equity by the fact that there is little (if any) out-of-pocket expense. Unlike debt financing, you don’t usually pay interest with equity financing. The equity investor gains its return via the ownership stake gained in your business. But the long-term “cost” of selling equity is always much higher than the short-term cost of debt, in terms of both actual cash cost as well as soft costs like the loss of control and stewardship of your company and the potential future value of the ownership shares that are sold.Alternative Financing SolutionsBut what if your business needs working capital and you don’t qualify for a bank loan or line of credit? Alternative financing solutions are often appropriate for injecting working capital into businesses in this situation. Three of the most common types of alternative financing used by such businesses are:1. Full-Service Factoring – Businesses sell outstanding accounts receivable on an ongoing basis to a commercial finance (or factoring) company at a discount. The factoring company then manages the receivable until it is paid. Factoring is a well-established and accepted method of temporary alternative finance that is especially well-suited for rapidly growing companies and those with customer concentrations.2. Accounts Receivable (A/R) Financing – A/R financing is an ideal solution for companies that are not yet bankable but have a stable financial condition and a more diverse customer base. Here, the business provides details on all accounts receivable and pledges those assets as collateral. The proceeds of those receivables are sent to a lockbox while the finance company calculates a borrowing base to determine the amount the company can borrow. When the borrower needs money, it makes an advance request and the finance company advances money using a percentage of the accounts receivable.3. Asset-Based Lending (ABL) – This is a credit facility secured by all of a company’s assets, which may include A/R, equipment and inventory. Unlike with factoring, the business continues to manage and collect its own receivables and submits collateral reports on an ongoing basis to the finance company, which will review and periodically audit the reports.In addition to providing working capital and enabling owners to maintain business control, alternative financing may provide other benefits as well: It’s easy to determine the exact cost of financing and obtain an increase.
Professional collateral management can be included depending on the facility type and the lender.
Real-time, online interactive reporting is often available.
It may provide the business with access to more capital.
It’s flexible – financing ebbs and flows with the business’ needs.It’s important to note that there are some circumstances in which equity is a viable and attractive financing solution. This is especially true in cases of business expansion and acquisition and new product launches – these are capital needs that are not generally well suited to debt financing. However, equity is not usually the appropriate financing solution to solve a working capital problem or help plug a cash-flow gap.A Precious CommodityRemember that business equity is a precious commodity that should only be considered under the right circumstances and at the right time. When equity financing is sought, ideally this should be done at a time when the company has good growth prospects and a significant cash need for this growth. Ideally, majority ownership (and thus, absolute control) should remain with the company founder(s).Alternative financing solutions like factoring, A/R financing and ABL can provide the working capital boost many cash-strapped businesses that don’t qualify for bank financing need – without diluting ownership and possibly giving up business control at an inopportune time for the owner. If and when these companies become bankable later, it’s often an easy transition to a traditional bank line of credit. Your banker may be able to refer you to a commercial finance company that can offer the right type of alternative financing solution for your particular situation.Taking the time to understand all the different financing options available to your business, and the pros and cons of each, is the best way to make sure you choose the best option for your business. The use of alternative financing can help your company grow without diluting your ownership. After all, it’s your business – shouldn’t you keep as much of it as possible?

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Low Tech in a High Tech World

It seems that the more gadgets we have that were all touted as being able to de-stress us by keeping us up to date, the more stressed out we have become. People walk out of their houses on their phones, they drive while checking their emails, and walk down the street while texting someone.You know, there is something to be said for not knowing everything right now. Wouldn’t it be nice to walk down the street to your local store and actually watch where you’re going? Take time to see the trees, the insects, and the birds as you go by? Being able to drive in your car and enjoy the view, what a simple pleasure we take for granted. Sometimes we’re trying to talk to one person while texting someone else. Gone are the times when you had someone’s undivided attention, and enter the times when our lives have become one multitasking session after another.Being detached from the grid from time to time can be very de-stressing, unless you start stressing about not knowing. There are two things we need to do in order to live low tech in this high tech world.1. Don’t get caught up in the hype. You don’t need to upgrade every time. Believe it or not, the tech we have can last years and years, and most of the time, our needs don’t change that drastically to warrant getting the latest tech anyway.2. Understand that there is, and will always be, something better than what you have, so just be satisfied with what you do have, and don’t focus on what you don’t have.We get up in the morning and check our smart phones and or tablets before we talk to our significant other. We can send a quick email, check the weather and the news all before we say “hey” to our partners. There used to be time for talk before we leave the house, but now the only talk we hear is “I’m late, gotta go.”This high tech driven society definitely has it’s advantages, and there are some technologies that really make life a joy to live, however, all this tech has come at a price. Instead of connecting one on one, we end up connecting one on three, or one on five, as we try to connect to everything and everyone at once.We cannot escape this high tech society in which we live, and neither should we try to, but what we should try to do is know which tech we need and which we don’t. Lets stay connected with our family and friends, but lets not loose the joy of enjoying life. Let’s control our tech, instead of our tech controlling us. Let’s enjoy the sun, the rain, the breeze, as we also enjoy our loved ones, and the gadgets that keep us connected. Lets try to understand which tech gadgets will give us the balance that will truly allow us to be low tech in a high tech world.

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